Goals Update: September Edition
At the end of July, I challenged myself to pay an additional $1000 on my mortgage by the end of year. And when my payment scheduled for tomorrow goes through, I will have paid off an extra $1150! This makes me so happy :)But I'm not stopping there. With the last two mortgage payments, I'm aiming for $50 extra each month to end the year with a total of $1250 of extra principal paid. :)
This will be a little difficult because we are fast approaching an expensive time of year (partially because of birthdays and partially because of Christmas), so I'm trying to spread out the spending for a change. When we first started buying Christmas gifts for nieces and nephews (side note: shouldn't English have a plural word that lumps nieces and nephews together like "siblings" does for brothers and sisters?), we bought each child an outfit, a book, and a toy or two. Then as the number of nieces and nephews increased, we stopped buying presents for our siblings to compensate. And then last year, the clothing item was dropped as more little ones were added to the family. Now we're down to one book and one toy per child (and I don't think the kids have even noticed the difference). I'm sure people with big families can commiserate.
So our plan for this fall is to buy a little each month. We've already bought the book portion of the kids' presents (for pretty cheap on amazon) and all the gifts for our 3 November birthdays. That leaves us with the toy portion of Christmas for the kids and presents for each other (which we sometimes skip in favor of dinner out or a trip to NYC, but still need to set aside money for).
How are your goals going? Any one else already thinking about Christmas?