July Goals Update
My goal for July was simple - eat at home, all day, every day (including bringing a lunch from home). I failed on this exactly twice (out of 93 meals this month, so I think that's okay). Mr. Giraffe's family invited us to stay with them at their beach house for a few days. This is where I slipped up. First we underestimated our hunger before leaving the house, and snacks couldn't tide us over on the drive, so we stopped for pizza. Then we were invited out to dinner our last night there, and of course we accepted. Honestly, I think both these meals were worth the compromise - no one wants to be stuck in a car with me when I'm hungry, and we didn't want to eat dinner separately from the rest of the family when they had been kind enough to accommodate us at their house.
The main point of this goal was to break the mindless habit we'd been falling into - going out to eat 1-2 times a week for fun. And I think we accomplished that. I'm looking forward to going back to our once a month routine.
On to August.
I know I do better when I have a plan or goal in mind, but we don't have anything obvious to work on like the past few years (when we were busy paying off hubby's credit cards, my student loans, saving for a down payment, paying for our wedding in cash, and paying for my master's with cash). Our savings are in good shape, so I decided to focus on debt - all I have left is the mortgage and my car loan.
I considered focusing on my car loan because it's far less than the mortgage and would be easier to put a dent in. But since it's 0% APR, there's not a huge incentive to pay it off early. Instead, I'm going to challenge myself to pay an extra $1000 toward my mortgage's principal by the end of 2013. This will give me some guidance for that leftover money without too much pressure to hit a certain amount per month. It might be $250 a month, or it might be $50 one month and $500 the next. And added bonus: I'll be watching my expenditures a little more closely to make sure I carve out the $1k!
Oh, and here's a lovely graph to show how inconsistent I am:
How are your goals going?