Onward Ho - August Goal Update & How I Save Money
At the end of July, I decided to challenge myself to put an extra $1,000 toward my mortgage principal by the end of 2013. I didn't pick a certain dollar amount for each month because I was hoping to avoid stressing myself out if we were a little short one month or something unexpected came up. I was able to put an extra $250 toward my September 1st payment: I had an unexpected expense this month during my dental check up, which would have set me back $89, but I used a Visa gift card (the kind you can spend anywhere) to offset that cost. I also have some habits that help me stay frugal listed below. Book-buying ban: I've been on a self-imposed book-buying ban since January of 2012. When I find something I want to read, I request it online and wait for it to arrive at my local library (and sometimes I wait and wait and wait, but that doesn't happen too often). I'm lucky that my library also offers magazines, DVDs, and CDs, so I rarely buy those, either. Added...